The city has several government, commercial and rural banks.  They operate from Monday to Friday, 9 AM to 4 PM without noon breaks. Few banks now operate on Saturdays.  Banco de Oro is the only bank that has a different operating schedule.  Banks are closed during public and city holidays, such as city fiesta and charter day. 

Some banks and even business establishments are not synchronized to the Philippine time.  Check your watch against their time to avoid being late.

The following are some of the Top Commercial Banks operating in the city:

BANK OF THE PHILIPPINE ISLANDS (BPI)
Main Branch : Velez
Tel. No. (88) 856-4213

METROPOLITAN BANK & TRUST CO. (MetroBank)
Main Branch : Corrales
Tel. No. (88) 857-5139

EQUITABLE PCI BANK (PCI Bank)
Recently acquired by Banco de Oro.  It will soon be integrated with BDO
Main Branch : Divisoria-Velez
Tel. No. (88) 856-1452

BANCO DE ORO (BDO)- affiliate of SM Company
SM City Main Branch : Monday to Saturday 10 am to 7pm
Tel. No. (88) 859-2634 to 36
Xavier Branch: Monday to Friday and Sunday from 8:30 AM to 5:30 PM
Tel. No. (88) 857-4108

UNION BANK
Main Branch : Lapasan
Tel. No. (88) 857-2356

RIZAL COMMERCIAL BANKING CORPORATION (RCBC)
Main Branch : Velez
Tel. No. (88) 856-5888

UNITED COCONUT PLANTERS BANK (UCPB)
Main Branch : Velez
Tel. No. (88) 857-2349

Foreign Banks (either partly or fully owned)

MALAYAN BANKING BERHAD (MayBank)
Main Branch : Cagayan de Oro - J.R. Borja
Tel. No.  (88) 857-4439

CITIBANK SAVINGS (formerly Insular Life Savings Bank, subsidiary of Citibank N.A.)
Main Branch : Cagayan de Oro - Limketkai Center
Tel. No. (88) 856-2541 to 45

GE SAVINGS BANK (formerly Keppel Bank)
Main Branch : Cagayan de Oro - Velez

Government Banks (either partly or fully owned)

PHILIPPINE NATIONAL BANK (PNB)
Main Branch : Cagayan de Oro - Corrales
Tel. No. (88) 856-3684

LAND BANK OF THE PHILIPPINES (Land Bank)
Main Branch : Velez
Tel. No. (88) 856-3200

DEVELOPMENT BANK OF THE PHILIPPINES (DBP)
Main Branch : Cagayan de Oro - Divisoria
Tel. No. (88) 856-4551

PHILIPPINE POSTAL SAVINGS BANK (Postal Bank)
Main Branch : Cagayan de Oro - Post Office
Tel. No. (88) 857-1949

AL-AMANAH ISLAMIC INVESTMENT BANK
OF THE PHILIPPINES (Islamic Bank)
Main Branch : Cagayan de Oro - Velez
Tel. No. (8822) 72-2274

BANGKO SENTRAL NG PILIPINAS (BSP)- Central Bank of the Philippines
Regional Office - Capitol Complex
Visit their website to know more about key rates and the latest financial information.